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it's interesting how such sex discrimination is allowed. i've got some book called the death of reason or something, which explores this. as it points out - black people are more likely to be victims of crime, but we'd be up in arms if there insurance terms differed as a result. there are other examples.
basically prejudice is entrenched in our society, it's just that it's the pc prejudices that prevail.
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According to a quick Google search, they can get away with it because they both insure men as well as female customers (who are, for some reason, portrayed on the Diamond TV advert as being secretaries).
Saying that, if someone drove into my motor I'd rather pay for the damage myself than show them a Sheila's Wheels cover note.
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Never pick another man's pineapple